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Looking for Roof Replacement in Sale Creek, TN?

You rely on your roof to keep you safe from the weather and debris of the outside world. When it’s sustained enough damage, most insurance policies will reimburse a roof replacement. However, there are limits to that coverage that you should know and how to improve your chances. 
Covering Disasters

Insurance policies may have specific exclusions and limitations that may affect your coverage for roof replacement. Damage caused by poor maintenance or gradual deterioration may not be covered by your policy. These types of damages may be considered “cosmetic” by your insurance.

That means that you could be on the hook for leaks, missing materials, and other things that roof repair is required to fix. The good news is that VLR Homes, LLC offers roof repair and replacement services to help. Your insurance will generally cover most disasters, natural or man-made, for roof replacement in Sale Creek, TN. Anything from a helicopter to a hurricane should be reimbursed partially or fully by your homeowner’s insurance, so call us today for an estimate!

Professional Roof Replacement in Sale Creek, TN

Insurance policies may have limits on coverage based on the age of the roof. Once your roof reaches about 20 years old, some policies may only pay for the actual value of your roof replacement rather than the full cost.

Before your insurance kicks in, though, you’ll probably have to pay the deductible. The amount of your deductible may vary depending on the condition of your home and your location. If you live in an area prone to disasters or you have an old house, you might need separate or extra coverage.

You Have Options
Homeowners are generally responsible for regular maintenance and repairs. Insurance policies typically don’t cover “cosmetic” damage from normal wear. VLR Homes, LLC provides routine maintenance and roof repairs to extend the lifespan of your roof. We’ll also use quality materials that last and know the lifespan of those materials, so give us a call now for your estimate! 

Let Us Do Your Roof Replacement in Sale Creek, TN

Using unlicensed contractors or failing to perform routine maintenance and inspections on your roof are two examples that can void your insurance. Our trained experts at VLR Homes, LLC will inspect your roof to diagnose any issues we find. 

Letting us regularly clean your gutters and remove any debris from your roof can help prevent water damage and keep your roof in good condition. We also recommend trimming overgrown branches to prevent falling limbs or scratched shingles.

If you have a bad storm roll through, you should inspect your roof to check for any damage. Be sure to document any problems and work done on your roof to help with your insurance claim. Call us today and schedule your inspection!

Sale Creek, TN Roof Replacement Experts

Stake Your Claim
There are a lot of steps that you can take to increase the chance of a successful claim and maximize coverage. If any of the materials on your roof are at least 25 years old, you should let us replace them. It’s also important to have our experts give your roof routine inspections and maintenance. We’ll be able to catch issues with your roof early to prevent serious damages and use quality materials to make your roof last longer.
Another crucial step is to document everything. Any roof repair, maintenance, and professional inspections should be filed away and accessible. You should also take pictures of damages to your roof or before-and-after photographs for repairs. When you call your insurance carrier and they send out their inspector, they’ll assess your roof for preexisting and covered damages. Show them your documentation and photographs to maximize your claim. 
Minimize Costs
No matter how much your homeowner’s insurance covers, you should avoid excessive costs when you can. Roof replacements can get expensive depending on the material, time of year, and the size of your roof, but VLR Homes, LLC will work with your budget and give the best results. Asphalt shingles are the most common material for their affordability and durability, but other materials, like slate and metal, can cost a lot more. 
When you need a roof replacement, you should try to schedule it between the end of Winter and the beginning of Spring. Because Summer is typically busy with extreme temperatures, it’s more expensive for roofing. When you have your roof worked on between Winter and Spring, you might get a discount. While there are things you can do for your roof, we recommend letting our professionals help with any maintenance and repairs.
We’re trained and experienced with the right safety equipment. Trying to do things yourself could cost more in the long-run or risk serious injury. You could also void any warranty on products, so it’s important to hire VLR Homes, LLC. If you have a second layer of materials installed over the existing ones to cover damages, it can cause a future roof replacement to cost even more because of stripping two layers. This can also void warranties, so give us a call today and get started with your estimate by the professionals!


Service Areas

  • HQ: Soddy-Daisy, TN
  • Bakewell, TN
  • Dayton, TN
  • Graysville, TN
  • Harrison, TN
  • Hixson, TN
  • Lupton City, TN
  • Ooltewah, TN
  • Red Bank, TN
  • Sale Creek, TN
  • Signal Mountain, TN
  • Walden, TN

About VLR Homes, LLC

Founded in 2019 by Francisco Romero, VLR Homes is dedicated to providing the area with roofing and remodeling services of the highest standard. Find out how this family-owned and operated company can put over a decade of general contracting experience to work for you!

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VLR Homes, LLC



We have engaged Francisco and VLR Homes 3 times now. From painting the house, remodeling a master bath and constructing a screened in porch area they have responded with quality work at a fair price. When things came up like they always do, VLR had a solution (some panels of 50 year old siding replaced with Tyvek and up to code replacement). Again, at a fair price and done right the first time. Francisco is responsive with the good and the bad news straight up and always with a plan. We intend to use VLR in the future for projects large or small.

-Paul N. in Hixson, TN

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